How To Apply For Cibil Credit Report

Tfí ku;a CRIB ^l%sí& tflao@

"uu Thdg fldÉpr kï lsh, ;sfhkjo c.;a ys;= uf;ag tl tlaflkdg wem w;aika lrkak tmd lsh,d' oeka wmsg Khlaj;a .kak neye' wks,a .;a;= Kh tfyïuuhsÆ' f.j,d keye' thdf.a ku;a tlal Kh w;aika lrmq Thdf.hs" kf¾kao%f.hs ku;a CRIB tlg .syskaÆ'"

"wfka ljqo Thdg tfyu lsõfõ@ wksl fï Kh wrka ;sfhkafka wjqreÿ 5lska f.jkak' Th jdßl y;rla myla f.õfõ keye lsh,d tfyu fjkjo@"

"tajd uu okafka keye' fï mdr;a Thdf.a Kh b,aÆï m;%h m%;slafIam fj,d' fya;=j Thdf.a ku;a CRIB tfla ;sfhk yskaodhs lsh, nexl=fõ Kh lrk uy;a;hd lsõjd' ta Kh ksoyia jqfkd;a ;uhs Thdg Khla .kak fjkafka lsõjd'"

CRIB tl hk jpkh wmg fyd¢ka wid mqreÿ flá fhÿula jqj;a ta ms<sn|j meyeÈ,s wjfndaOhla fndfyda fofkl= ;=< ke;' ta ksid CRIB tl fyj;a Y%S ,xld Kh f;dr;=re ld¾hdxYh ^CREDIT INFORMATION BUREAU OF SRI LANKA & ms<sn| wms oekqj;a fjuq'

nexl=jla yd .kqfokq lrk Tn fndfydaúg Wml,amkh lrkq ,nkafka .sKqï lghq;= ish,a, ryis.; njhs' Tn ,nd.;a lsishï Kh uqo,la" .kqfokqjla iïnkaOj okafka Tn;a" nexl=j;a" wod< wemlrejkq;a muKla nj Tn is;=j;a ta ishÆ .kqfokq ryis.;j fkdj t<smsgu wOHkh lrkq ,nk wdh;khla furg msysgqjd ;sfí' ta Y%S ,xld Kh f;dr;=re ld¾hdxYhhs'


Y%S ,xld uyd nexl=j" ishÆu n,m;%,dNS uQ,H iud.ï yd uQ,H l,anÿ wdh;k /ila fldgialrejka f,i tlaù isák fuu wdh;kh md¾,sfïka;= mk;la u.ska msysgqjk ,oaols'

fuu ld¾hdxYh fj; Kh f;dr;=re jd¾;d jkafka tys idudðl Kh fok wdh;khkays mj;akd mß.Kl moaO;s yryd bf,lafg%daksl l%uhlgh' Tn úiska ,nd.;a Kh myiqlu l=uk j¾.hl jqjo tu Kh myiqlfuys f;dr;=re yd kshñ; Èkhg f.ùï l<do keoao hkak fuu wdh;khg jd¾;d fõ' tys wjidkhg hdj;ald,Sk l< udihg wod< f;dr;=re fiau" tu Kh myiqlfuys ui 24l Tfí odhl;ajh o Kh f;dr;=re jd¾;dfõ wvx.= fõ'

Tn Kh uqo,la fyda .kqfokq myiqlula lsishï uQ,H wdh;khlska n,dfmdfrd;a;= jQ úg Tjqka uq,skau isÿ lrkq ,nkafka wod< iud.fï wkql+,;d ks,Odßhd fyda fjk;a n,h,;a ks,Odßfhl= u.ska Tfí Kh f;dr;=re mßlaIdlr ne,Suhs'

' Tn Khlrejl= f,i kj Kh myiqlula ,nd.ekSu i|yd b,aÆï lrkúg"
' wemlrefjl= f,i Tn kj Kh myiqlula i|yd bÈßm;a jk úg"
' cx.u .sKqula újD; lsÍug b,aÆï lrk wjia:djl §"
Tn oekgu;a Khlrefjl= f,i iïnkaO ù we;s Kh fok wdh;khkayg Tfí Kh f.ùï lghq;= wëlaIKh lsÍu‍g wjYH jQ úg

ta i|yd Kh f;dr;=re ld¾hdxYfhka úuiSï lrhs' bka ksl=;a lrkq ,nk Kh f;dr;=re jd¾;dj u.ska Tng Kh uqo,la ,nd Èh hq;=o keoao ms<sn|j uq,H wdh;khg n,mEula lrkafka ke;' fï Kh uqo,a ys.hlska f;drj f.jd ;sfío@ keoao hkak ms<sn|j tys oelafjk igyk wkqj Tn ms,sn| wod< ;SrKh ,nd.kafka uQ,H wdh;khhs'

Tn lsishï uQ,H wdh;khlska ,nd.;a Kh myiqlula ksishdldrj f.jd wjika l< miq wod< udih wjidkfha§ tu f;dr;=re ld¾hdxYh fj;g jd¾;dfõ' ta f.jd ksñ Kh myiqlula f,isks'

fndfyda fok is;kafka CRIB tl hkq i;=frl= f,isks' tfy;a th iqyoYS,s ñ;=frls' tfiau ;udf.a wd¾:slh ukd f,i f.dvk.d .ekSug ksis WmfoaYl;ajhla o ,ndfohs' lsisfjl= Kh myiqlï ,nd .kafka ;udf.a wkd.; iqn isoaêh fjkqfjks' fkdtfiakï wd¾:sl lghq;a;la i|yd fyda fm!oa.,sl ia:djr;ajhla fjkqfjks' ,nd.;a Kh uqo, kshñ;a Èkhg" kshñ; wdldrhg w;miqùulska f;drj f.úh yelskï Kh meyer yßkafkl= f,i Tnj yxjvq .ikafka ke;' Y%S ,xld Kh f;dr;=re ld¾hdxYh túg Tng hym;a pß; iy;slhla ,ndfohs' th Tfí bÈß .ukg w;aje,ls'

Kh uqo,la .ekSug woyia lrk Tng Y%S ,xld Kh f;dr;=re ld¾hdxYh u.ska ,nd fok fï WmfoaYh ienúkau rgla jà'

' Tfí udisl wodhï" úhoï" Kh jdßl f.úh hq;= Èkhka wdÈh ms<sn|j l%udkqll+,j igyka ;nd .kak' th uqo,a l<ukdlrKh lsÍfï§ w;aje,la imhdù'

' Kh uqo,la b,aÆï lsÍug fmr Tfí wksjd¾h udisl wdodhï ms<sn| m%uqL;d ,ehsia;=jla ms<sfh< lr.kak' ta jf.au bka mßndysrj Tnf.a wodhï b;sßh ms<sn|jo is;kak'

' Kh uqo,la ,nd.ekSug ie,iqï lsÍfï§ wkd.;fha§ úhyels wkfmalaIs; úhoï i|ydo hï uqo,la fjka lrkak'

' bÈßfha§ wfmalaIs; úhoï ms<sn| wjfndaOhlska isákak'

' ia:sr fkdjk wdodhï .ek úYajdih ;nd ta u; ;udf.a Kh f.ùfï yelshdj ;SrKh fkdlrkak'

' Kh yd uQ,H myiqlï ,nd.ekSug m%:u" ta yd iïnkaO .súiqïj, wka;¾.; fldkafoais" j.lSï ms<sn| wjfndaOhla ,nd.kak'

' iSudj blaujd Kh .ekSfuka" wemùfuka j<lskak'

' Kh jdßl wdmiq f.ùu" .súi.;a wdldrhgu isÿlrkak'

' ih uilg jrlaj;a Tnf.a Kh f;dr;=re jd¾;dj mßlaIdlr n,kak'

Kh f;dr;=re jd¾;djla ^IReport& b,aÆï lrkafka fufyuhs'
Kh f;dr;=re jd¾;djla ,nd.ekSu i|yd cd;sl ye÷kqïm;" cd;sl ye÷kqï wxlh iys; j,x.= .uka n,m;%h fyda j,x.= ßhÿre n,m;%h bÈßm;a l< hq;=hs' ´kEu nexl= YdLdjla u.ska wod< whÿïm; ld¾hdxYh fj; fhduqlr" ;u Kh f;dr;=re jd¾;dj Tng ,nd.; yelshs' ta i|yd iq¿ uqo,la wh flfrhs'

Kh f;dr;=re jd¾;djla mßlaId lsÍu u.ska Tng hym;a whqßka Kh iïnkaO;d mj;ajdf.k hd yelshs' tfiau ld¾hdYhg jd¾;d ù we;s Kh f;dr;=rej, fodaI ;sfíkï tu o;a; ksrjq,a lr.ekSug yelshdjla ,efí'

Y%S ,xld Kh f;dr;=re ld¾hdxYh

k§Idks m%shx.sld | ÈhKsh mqj;am;